The undeniable truth about Medicare is that the whole process is confusing. There’s the supplemental plans, the “Advantage” plans, the Part D options….and enough acronyms to drive a sane person crazy. Add to that the growing number of insurance agents pounding on your door, the pile of confusing mail and
Buying insurance can be such a hassle to do because it’s an industry associated with lies and fabrication, rather than honesty and ethics. Typically a “captive” agent is worried about earning their next free vacation to the Bahamas, not about what’s best for the client. That’s why it’s very important
The deadline for enrolling into health insurance under the Affordable Care Act or “Obamacare” is March 31st. That means if after that date you are not enrolled into a program, you will be responsible to pay a federal penalty. If you haven’t chosen anything or you’ve enrolled but haven’t paid
As we age, it becomes increasingly important to remain healthy in every aspect possible including body, mind and even soul. There are certain activities that encourage development and health of these parts of you. It is important to focus on both physical and mental health. Here are some tips for
People think they know all about Medicare, until it comes time to enroll. Then the mass of misleading and confusing content, overwhelming sales people and fine print come into play. There’s a point where every Medicare beneficiary needs a class in Medicare University, and if you watch this series of
Today, I discovered this article from the Chicago Sun Times and it brought my attention to a developing trend under the topic of Medicare. I was amazed to read about all of the convicted counts of Medicare fraud that have recently popped up in the media. It got me to
Agents can be sneaky. Sure, he’s well dressed, a smooth talker and has an “unbeatable” premium that makes him an easy charmer. Keep in mind that most insurance agents are SALESPEOPLE. Your grandparents or parents may think that they are getting a good price for Medicare supplemental insurance, but chances
Building your stamina, energy and endurance can lead to great benefits such as a higher metabolism, healthier heart and lungs. We know that exercise is important, but as we age it’s more than just that- it’s crucial! Staying active might seem like a challenge the older we get, but exercising
The AEP is different this year, pay attention to date changes In years past, the Annual Election Period ran from Nov 15- Dec 31. Beginning in 2012, CMS changed moved the enrollment period to its current timeframe of Oct 15- Dec 7. This 8-week stretch is the opportune time to
The older we get, the more we start becoming aware that lifestyle changes may be on the horizon. For people who haven’t always spent their life in the gym or eating an all-natural diet, this transition may be difficult to make. Especially when you are already facing more changes and
